🏛 Koperasi Kumpulan KH Berhad🧩 Access to protection solutions through relevant providers🔒 More Organised Digital Access🤝 Protection & Learning Community
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ROLLING OUT IN PHASES

KH Digital Experience

Some capabilities are available now while others are still in development. Activity shown on this page is generated locally and is not actual customer data.

THE PROBLEM WE SOLVE

Why Does Managing Protection Feel So Complicated?

Life is becoming more complex. Managing protection should not be.

Not because protection is unimportant, but because it is often scattered across too many places.

THE CURRENT EXPERIENCE

Too many places. Too many processes.

YOU Trying to manage everything
MotorRenewal
MedicalProvider
HouseReminder
TravelLogin
LifeContact
PAProcess
BusinessDocument
ClaimWho should I call?
One Dashboard. One Login. One Community. Everything Connected. One Ecosystem.
A FAMILIAR STORY

Today…

Many people have protection from multiple providers.

Roadtax is managed somewhere else.

Motor protection is managed somewhere else.

Medical protection is managed somewhere else.

Travel protection is managed somewhere else.

For claims, it may not even be clear who to contact.

Renewals arrive on different dates.

But…

Eventually…

Many forget.

Many miss their renewal window.

Many only start looking for help when something goes wrong.

A BETTER EXPERIENCE

Imagine Everything Connected.

From many places, many numbers and many separate processes…

To one ecosystem that is easier to understand and manage.
ONE CONNECTED EXPERIENCE

Everything Connected.

Each component is designed to make access, tracking and support clearer throughout one connected journey.

01 In Development KH ID

One Login

One identity to access services, status and facilities across the KH ecosystem.

  • One Member Identity
  • Easier Access
  • Connected Services
02 In Development KH Wallet

Rewards in One Place

A space is in development for viewing rewards, commissions, cashback or related benefits.

  • Rewards
  • Commission
  • Cashback
03 Rolling Out in Phases KH Dashboard

See Everything Clearly

KH Dashboard is rolling out in phases; renewal status, claims status and application tracking are available now.

  • Renewal Status · Available Now
  • Claim Status · Available Now
  • Application Tracking · Available Now
04 KH Community

Learn, Grow and Get Support

Connect members, customers and affiliates with learning, support and community opportunities.

  • Learning
  • Affiliate
  • Support
PLATFORM TRANSFORMATION

From Fragmented to Connected

From many apps, contact numbers and separate processes to one more organised experience.

MultipleProtection Categories
1Connected Ecosystem
Multiple Life Stages
1KH Community
🚗 🏥 📄 📝 ✈️ ❤️ 🏢 👨‍👩‍👧 🤝 📊
KH Connected Platform
10 Apps1 Connected Platform
EXPERIENCE COMPARISON

Before KH. After KH.

BEFORE KH

Fragmented experience

  • ❌ Multiple agent contact numbers
  • ❌ Multiple renewals
  • ❌ Multiple WhatsApp threads
  • ❌ Multiple reminders
  • ❌ Multiple apps
AFTER KH

Connected ecosystem vision

  • ✅ One KH ID
  • ✅ One Dashboard
  • ✅ One Renewal Centre
  • ✅ One Claim Centre
  • ✅ One Community

This concept illustrates the experience KH aims to build through its ecosystem. Some functions may be introduced in phases.

TRANSPARENCY FIRST

The KH Promise

We do not produce every protection product ourselves.
We are building an ecosystem that brings together solutions from relevant providers or partners so members and customers can explore and manage protection needs more systematically.

Each solution is subject to eligibility, terms, conditions and the relevant provider’s assessment.
DASHBOARD & AKTIVITI

Dashboard & Digital Activity

Digital experience preview; activity shown does not represent actual customer records.

KH
🏥 Medical
🚗 Motor
🧾 Roadtax
✈️ Travel
🏢 Business
🛡️ Life
🤝 Affiliate
Everything Connected. One Ecosystem.
PROTECTION

All solutions, one access.

Motor ProtectionActive
Medical ProtectionProtected
KH ID

Welcome Back

Next RenewalRoadtax · 18 days
ClaimTrack Status
CommunityView Illustrative Rewards
Renewal reminder available
2 mins ago
CUSTOMER DASHBOARD · AVAILABLE NOW

Everything important, in one view.

Customer Dashboard is available now for viewing protection, activity, status, rewards and support in one digital experience. Data shown below remains illustrative.

KH Digital Ecosystem Preview
● Interface Preview

Welcome to the KH ecosystem.

This sample interface shows how a summary of digital activity could be organised in one view.

Illustrative Profile
Active Protection4All active
Accumulated Rewards2,480Illustrative +12%
Support Status1In review
Account Activity · Available NowDateStatusReference
Family protection reviewTodayCompletedKH-8912
Supporting documents submittedYesterdayReviewKH-7741
Affiliate reward credited18 JulCompletedKH-6609
FEATURE STATUS

Available Now & In Development

AVAILABLE NOW

Dashboard & Tracking

Customer Dashboard, renewal, active protection, claims/support, applications, affiliate/rewards, analytics, Admin, PIC, account history, mobile quick status and overview.

IN DEVELOPMENT

KH ID / Profile + KH Wallet

Member Profile and KH ID, together with KH Wallet, remain in development.

DIGITAL PLATFORM

One platform. Every screen.

Role-based views show Dashboard functions that are available now, while KH ID and KH Wallet remain in development.

Interface preview — the statuses, dates, rewards and figures shown are illustrative, not real account data.

KH Family Dashboard · Available NowKH ID · IN DEVELOPMENT
Active protection4 Plans
Next renewal28 days
Claim statusIn review
KH Wallet · In Development2,480 points
KH MobileAVAILABLE NOW
MotorActive
Roadtax65 days
MedicalActive
RewardGold
ECOSYSTEM JOURNEY

One journey that stays connected.

DiscoverIdentify needs
ProtectChoose solutions
RenewStay active
ClaimGet help
RewardReceive benefits
AffiliateShare value
GrowGrow further